The acronyms sound similar but refer to different parts of a property transaction. DASK is the commonly used name for compulsory earthquake insurance, while DAB is the Döviz Alım Belgesi, a bank document connected with foreign-currency conversion in certain purchases by foreign natural persons.
DASK protects against specified earthquake damage
DASK's official guidance says covered residential properties need an in-force policy for relevant title transactions, and the buyer may need a policy in their own name before the transfer. Coverage and exclusions are defined by the policy and the law; DASK is not a building inspection, title search or complete home insurance. Review the DASK FAQ and confirm that the address and building details are correct.
DAB documents currency conversion
TKGM describes DAB as the bank-issued certificate used when a foreign natural person buys property and the applicable foreign currency is sold through the banking system under the current procedure. It is not insurance and it does not prove that a home is legally or structurally sound. Read TKGM's current DAB notice and the separate guide to DAB and the bank steps.
Before your title appointment, ask the land-registry office which of these documents applies to your case, and check names, property references and validity dates. Keep the insurance policy, DAB and payment records in separate, clearly labelled sections of your file. For appointment preparation, see the foreign buyer's tapu checklist.
Related guide: After the Tapu Transfer: A New Homeowner Checklist for Alanya.
Continue this practical series with the previous guide and the next guide.
Rules and procedures may change. Confirm the requirements for your own case with the responsible authority or a qualified local professional before acting.
